Frederick, MD
Real Estate Termite Inspection in Frederick
Most VA and FHA loans in Maryland require a Wood-Destroying Insect inspection report before closing. Our licensed inspectors produce the NPMA-33 form quickly so your Frederick real estate transaction stays on schedule.
WDI Reports for Frederick Real Estate Transactions
The NPMA-33 is the standard Wood-Destroying Insect inspection report accepted by lenders, underwriters, and settlement companies throughout Maryland. It documents evidence of termites, carpenter ants, carpenter bees, and wood-boring beetles, as well as conditions conducive to infestation. For VA loans, a licensed pest control operator must perform and sign the report — a requirement our inspectors meet in Maryland.
Frederick's real estate market includes homes from 18th-century stone farmhouses to 1990s subdivisions. Each property type carries different termite risk. Older homes near the historic district may have decades of wood-to-soil contact from original construction practices. Newer homes built during periods of rapid development in the late 1990s and 2000s may have disturbed soil around the foundation that was never treated. Our inspectors assess each property on its specific conditions rather than applying a generic checklist.
We coordinate directly with buyers' agents, sellers' agents, and settlement companies to ensure the completed NPMA-33 reaches the right parties before the closing deadline. If findings require a re-inspection after treatment, we schedule that promptly to avoid delays.
Service Details
Full visual inspection of accessible areas, completion of NPMA-33 WDI report, documentation of evidence and conditions, coordination with settlement parties.
Required for most VA and FHA loans in Maryland. Also recommended for conventional loans and any transaction where the buyer wants independent verification.
Inspection scheduled within 48 hours of request. Completed NPMA-33 report delivered same day. Re-inspection available if treatment is required before closing.
Common Questions About Real Estate Termite Inspections
Is a termite inspection required for every home purchase in Maryland?
It is required for VA and FHA loans and strongly recommended for all others. Many Maryland real estate contracts include a termite inspection contingency as standard practice, making the WDI report a normal part of the due diligence process regardless of loan type.
Who pays for the termite inspection — buyer or seller?
This is negotiated in the purchase contract. In Maryland real estate transactions it is common for the seller to pay for the WDI report, but either party can pay. Regardless of who pays, the inspector's obligation is to provide an accurate report of conditions found.
What happens if termites are found during a real estate inspection?
A finding of active termites or evidence of past infestation triggers renegotiation between buyer and seller. The seller may agree to treat and re-inspect before closing, the buyer may request a price reduction, or other remedies may be agreed upon. We can perform a re-inspection after treatment to satisfy lender requirements.
Need a WDI Report for Your Frederick Closing?
Call (240) 555-0189 for fast scheduling. We work with your timeline to keep the transaction moving.